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Homes > Poland
There are no non-status/self-certification
mortgage facilities
available in Poland
; therefore all
loans need to be
supported by a minimum
of, proof of income.
If you are employed,
you will need to
produce, your last
three months payslips,
P60/employers reference
and your last 6
months Personal
bank statements.
If you are self-employed
you will need copies
of your Audited
Accounts together
with you last 12
months business,
and 6 months personal
bank statements.
Polish Lenders
will not take into
account any proposed
rental income from
the property that
you wish to buy.
Your loan will
be based on your
personal (or joint)
'net' pay, and is
calculated on an
affordability basis.
For you to be considered
by the lenders in
Poland you total
out-goings must
not exceed 38% of
your net monthly
income.
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