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Fire and home insurance
Fire is one of the greatest killers in the home, and an extremely
dangerous risk to your property. The most common cause of house fires
is cooking appliances and cigarettes.
Simple common sense measures, and being aware when it comes to cooking
and smoking can prevent this type of situation.
Home insurance policies should certainly cover for fire damage to the
buildings and the content. As a property owner you should ensure that
you have a plan in action should a fire start. Smoke alarms save lives,
and every floor should have one.
If you change your property, be aware that you should consult your
insurance company first to see whether the extension will be covered.
Insurers may not cover the total value of any extensions, or refuse
to cover them altogether.
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