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Home security and home insurance
Unfortunately, very few homes are completely secure. Wherever you
live, you could be at risk from burglars. Therefore, taking preventative
measures is always a good idea, and in some cases it could also reduce
your insurance premium. The following security measures could be useful:
Change the locks on your new house when you move in. Also, make sure
that all locks are secure. Some insurers will reduce the premium if
your house is equipped with a certain type of lock.
Security systems can be a good idea, particularly if you can afford
to choose and expensive police-linked alarm. Some insurers may give
you a policy discount if you have a security system fitted to your
home.
Houses that are empty are more likely to be burgled, so if you are
away make sure someone you trust keeps an eye on the property. It could
be worth fitting time switches to some lights in your home.
Leaving keys outside your house is generally a bad idea, and any objects
in the garden that can be used to break in should be removed.
Security lighting can be useful.
Joining a neighbourhood watch scheme can reduce your insurance premium
and offer added protection.
Don’t give out information over the phone.
Dogs can be useful for deterring burglars.
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