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 VIP MORTGAGES
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Points to consider:

• If you receive cash back on your mortgage (due to the fact that it would be more than a normal cash back mortgage), it may be liable for capital gains tax.

• You may also need to consult specialist insurers, to deal with your home insurance.

• If you have many valuables, antiques etc. you may have to employ a specialist moving company and/or take out a special insurance policy for the day you move (as your current home insurance will not cover this), to protect you against the possibility of your possessions being damaged.

• If you are still searching for your property, a high-street estate agent may not deal with properties that suit your lifestyle, there are however numerous companies that deal with more luxurious properties.

• If the property you are buying is listed, you may find that you have restrictions on any renovations/redesign you have planned for your property.

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